This guide is broken down by age, since spending amounts differ on quantity and product choice. This age group spend most of their money on clothes. I have found that most parents are making their child's cell phone payments until they are able to work. There will be some additional costs throughout the year, but parents are still paying for food at this age. Once you have hit that 16th birthday, purchases tend to increase dramatically.
Ask why you're giving pocket money
How much pocket money is enough for your teenager? What should their allowance cover? There are many ways for parents to manage the issue of pocket money, but first you will need a good idea of what it costs to be a teenager.
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Australian teens choose to work for the money citing financial reasons as the main motivation to get a job. The study — involving about 3, teens from the Longitudinal Study of Australian Children — examined which teens are working, when and how often they worked. At years, similar proportions of boys and girls were working, but at years, girls were more likely to be working than boys. By , girls were more likely to be working for an employer 31 per cent than boys 24 per cent , with another per cent of boys and girls at this age working informally, including helping out in a family business, coaching a sports team or babysitting. At years, boys and girls were a little more likely to be working in informal jobs per cent rather than working for an employer per cent. We found lower rates of teen employment among families in lower socio economic families.
Well-meaning mums and dads are showering kids with money and financial freedom so they don't go without, experts say. But parents have been warned to ensure teens earn some of their keep through household chores such as mowing lawns and cleaning, or encourage part-time employment, to keep greed at bay. Anything after that should be earned so they can develop a sense of saving and learn that money doesn't grow on trees," psychologist Sally-Anne McCormack said. The report also revealed children are being introduced to the seductive power of plastic from a tender age, with one in 10 saying they regularly used credit to make purchases.